In this paper, we analyzed whether the level of credit information sharing among lenders, the strength of creditor rights protection and efficiency of court enforcement stimulates bank lending with particular interest to the recent global financial crisis. Using data for the period 2004-2013, our results indicate that the Depth of credit information and Private credit bureau have a positive and significant impact on bank lending rates. Compared to the information sharing indicators, Creditor rights protection does not significantly impact to bank lending. However, the results for the efficiency of the judicial system indicate that Court enforcement has a significant impact on bank lending policy in both normal and crisis periods.
Information sharing, Creditor rights and Bank lending
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